For some of the top Android phones, WhatsApp is one of the best messaging apps. If you’re in India or Brazil, you may now use WhatsApp to send payments directly from the app. To ease money transfers in India, the feature uses the country’s Unified Payments Interface (UPI) infrastructure. You can send and receive money from your friends and family using WhatsApp. Here’s how to get started with WhatsApp payments.
How to set up payments on WhatsApp
To begin using WhatsApp for payments, you must first link your bank account to the service. UPI is a service that works with your phone number and is available from all of India’s major banks.
The best thing is that you may utilize the payments option within WhatsApp even if you don’t have a UPI account set up with your bank because it will generate a new UPI ID for you. Here’s how you do it:
- Open WhatsApp from the app drawer or home screen.
- Select the action overflow menu (three vertical dots on the top right corner).
- Hit Payments.
- Select Add new payment method.
- Select Accept and continue to get started.
- Choose your bank from the list. This should ideally be your primary UPI account.
- You’ll now need to verify your phone number. Make sure that the WhatsApp number you’re using is the same one registered with your bank account. Hit Verify via SMS to authenticate your bank account.
- Hit Allow to let WhatsApp verify that the SIM card is the one registered with your account.
- Tap Allow again for WhatsApp to send texts to authenticate your account.
- WhatsApp will now verify with your bank and pull up all accounts registered with your number. Select the one you’d like to use to finish setting up payments.
- Hit Done to finish setting up WhatsApp Pay.
- You should now see the payment method listed on the payments page.
How to send and receive money via WhatsApp
- Select the contact you want to receive money.
- In the conversation window, select the clip icon.
- Choose Payment.
- Select the amount you’d like to send (you can also add a note).
- Enter your UPI PIN.
- You’ll see a confirmation message show up directly in the conversation window once the transaction is done.
It’s as simple as that. It’s a major deal that WhatsApp now allows users to conduct UPI transactions within the app; it makes sending and receiving money from your connections easier than ever before. WhatsApp’s payment service works on the top Android phones just as well as inexpensive phones, and it’s simple to use.